1. Introduction
Welcome to the website of MISGIF LLC. By accessing our website, you agree to these Terms & Conditions. Please read them carefully.

2. Definitions
"Website" refers to the online services provided by MISGIF LLC. "User" refers to anyone using the website. "MISGIF" refers to MISGIF LLC.

3. User Responsibilities
3.1 Account Requirements
You may be required to create an account to access certain features of our website.

3.2 Prohibited Activities
You agree not to:

• Engage in illegal activities.
• Post offensive or harmful content.
• Spam or harass other users.

3.3 User Content
You are responsible for the content you post and must ensure it does not infringe on others' rights.

4. Intellectual Property
4.1 Ownership
MISGIF LLC owns the copyright to all images, branding, designs, and text on this website. Unauthorized use of our intellectual property is prohibited.

4.2 Use of Content
You may not use our content for commercial purposes without express written permission from MISGIF LLC.

5. Disclaimers and Limitation of Liability
We do not guarantee the accuracy of the information on our website and are not liable for any damages resulting from its use.

6. Refund Policies
MISGIF offers refunds for digital products or courses under the following conditions:

• Refund requests must be made within 30 days of purchase.
• The product or course must not have been substantially used or accessed.
• Contact us at hello@themisgif.com to initiate a refund request.

7. Privacy Policy
7.1 What We Collect
We collect personal information such as name, email address, and payment details to provide and improve our services.

7.2 Why We Collect
We collect this information to:

• Process transactions.
• Provide customer support.
• Send promotional emails and updates.

7.3 How We Collect
We collect information through:

• Forms filled out on our website.
• Cookies and tracking technologies.

7.4 Unsubscribing
You can unsubscribe from our email list by clicking the unsubscribe link in any promotional email or by contacting us at hello@themisgif.com.

8. Termination of Use
We reserve the right to terminate your access to the website for violating these terms.

9. Governing Law
These terms are governed by the laws of the State of Arizona, Maricopa County.

10. Binding Arbitration
Any disputes arising out of or related to these terms shall be resolved through binding arbitration in the State of Arizona, Maricopa County.

11. Changes to Terms
We may update these terms at any time. Changes will be posted on this page.

12. Contact Information
For questions about these terms, please contact us at hello@themisgif.com.

13. Miscellaneous
13.1 Severability
If any part of these terms is found unenforceable, the rest will remain in effect.

13.2 Entire Agreement
These terms constitute the entire agreement between you and MISGIF LLC regarding the use of the website.